PERSONAL LINE OF CREDIT,
THE MOMENT YOU NEED IT
Float is a mobile-first financial service that helps young consumers access, manage, and proactivity build credit. They help bank account holders avoid costly overdraft fees and helping young adults establish a credit history. This is an open-ended line of credit that gives these consumers the freedom to spend like they normally would, but with the protection of affordable credit that wont break the bank.
Applying to Float is simple and safe. Instead of relying on the FICO score like 99% of other lenders and creating a damaging hard inquiry during signup. Float works by scanning users’ cash flows to determine exactly how much money we can safely lend to them. They offer credit lines up to $500, which users can access at any time. Transferring that credit into your account is even easier. Users can link their debit card and, for no additional charge, have access to their funds instantly.
And paying back is simple with the goal of building good financial habits. They require the balance to be paid off in full at the end of each billing cycle. It works just like an AMEX charge card, whatever you borrow this month, is due in full by the 21st of the next month.
Simple and Straightforward
we're committed to clear, upfront pricing.
Truly Personalized Credit
Get instantly approved with your current bank account, not your credit score.
Credit On Demand
Stop waiting, start living. Receive funds instantly when you pair your debit card.